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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Which of the following is NOT a key factor in underwriting life insurance?

A) Tobacco use.
B) Age.
C) Family history.
D) Marital status.

2. Any person entitled to reimbursement for expenses of health care services and procedures under an Accident and Health Insurance Policy issued by an insurer is

A) a Preferred Provider Organization.
B) an insurer.
C) a practitioner.
D) an insured.

3. Which of the following is an ADVANTAGE to the policyowner of the recurrent periods of disability provision in the disability income policy?

A) It reduces the annual premium amount.
B) It protects the insured from multiple elimination periods.
C) It improves the insurability of the applicant.
D) It reduces the actual period of disability.

4. In terms of consideration, in which of the following circumstances is a health insurance contract effective?

A) When the insurance company provides the services promised in the contract.
B) When the contract has been signed by both the insured and the insurance company.
C) When the insured pays the premium for a plan.
D) When the insured pays the premium and the policy is issued as applied for.

5. The type of annuity in which all payments cease upon the death of an annuitant is referred to as a

A) life annuity.
B) terminal annuity.
C) finite annuity.
D) refund annuity.

Solutions: